Dallas College Student Debt

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Dallas College Student Debt: Completion matters!

Dallas College Graduates with federal student loans have a delinquency/default rate* less than half of those who did not complete their credential (10% vs 24%).

Those who completed their credential are twice as likely to be making progress toward paying off student debt, compared to those who did not complete their credential.

Dallas College Graduates' Student Debt Status

Status Completers Non-Completers

Paid In Full/Discharged

6%

4%

Making Payments, Balance Decreasing

12%

6%

Keeping Up with Payments

20%

17%

Delinquent/In Default

10%

24%

Payments Paused (including those paused due to COVID forbearance)

53%

50%

 

Notes: Source: College Scorecard; status as of 2020, 3 years after entering repayment, which is 6 months after graduation or stopping out; data set includes only those with federal loans. Delinquent = payments 31+ days past due; default = payments 360+ days past due.